How to Get Medical Care After an At-Fault Car Accident in Oklahoma

If you were found at fault for your car accident, you may find that even doctors specializing in auto injuries may be hesitant to treat you. Many providers assume they won’t be compensated for their services. Meanwhile, you are in pain and in need of medical attention. At Accident-Clinics.com, we help connect you with medical professionals who understand your situation and offer solutions for accident care, regardless of fault.

Seeking Medical Care When You Are At-Fault

Being at fault in a car accident may not allow you to file a personal injury case, but your health is still a priority. Untreated injuries can lead to complications over time. Here’s how you can secure medical care even if you were at fault:

Forms of Payment Accepted by Auto Injury Clinics

To receive treatment, doctors may accept the following forms of payment:

  • Personal Injury Protection (PIP)

  • Medical Payments (Med Pay)

  • Cash or Credit Card

  • Health Insurance

  • Auto Insurance Coverage

  • Emergency Room Visits

Personal Injury Protection (PIP)

PIP coverage pays for medical expenses, regardless of fault, for both you and passengers in your vehicle, up to a specified amount. While PIP is required in some states, in Oklahoma, it is optional.

If you have PIP coverage, it will cover medical expenses such as:

  • Hospital visits

  • Chiropractic care

  • Physical therapy

Visit Accident-Clinics.com to find an auto injury doctor near you that accepts PIP coverage.

How PIP Billing Works If You Were At-Fault

Billing for PIP involves:

  1. Verifying coverage – Clinics check active PIP coverage before treatment.

  2. Documenting injuries – Doctors maintain detailed medical records.

  3. Submitting claims – Healthcare providers file claims with proper billing codes.

  4. Receiving reimbursement – Once approved, payment is issued directly to the doctor.

Medical Payments (Med Pay)

Med Pay functions similarly to PIP and covers medical expenses regardless of fault. Unlike PIP, it is an optional add-on in Oklahoma and typically covers:

  • Emergency care

  • Rehabilitation

  • Diagnostic testing

If your auto injury clinic accepts Med Pay, your policy may send payments directly to the doctor or to you for reimbursement. Check with your insurance provider to see if you have Med Pay coverage.

Paying for Auto Injury Care with Cash or Credit

If you don’t have PIP or Med Pay, doctors may still treat you if you pay upfront. Some clinics even offer discounts for cash payments. Using a credit card or a healthcare financing program like Care Credit can also be an option.

Using Health Insurance for Auto Injuries

Some doctors accept health insurance for accident-related injuries, while others require payment upfront. It’s important to call and verify whether your auto accident doctor near me will accept health insurance.

Emergency Room Treatment

Emergency rooms provide immediate care for severe injuries but typically do not offer long-term treatment. After an ER visit, follow-up care with an auto injury clinic is crucial for ongoing recovery.

Can You Get Medical Care If You Were At-Fault?

Yes, you can receive medical care even if you were at fault. While some providers may hesitate to treat you, Accident-Clinics.com connects you with doctors who specialize in accident care near me and work with various payment options.

Regardless of fault, seeking medical attention after an accident is essential. Visit Accident-Clinics.com to find an auto injury clinic near you that will provide the care you need for recovery.

Related Resources:

For professional auto injury care in Oklahoma City, Norman, or Yukon, visit Accident-Clinics.com today.